Job Responsibilities
- Prepare, review, and negotiate legal documents, including contracts, pleadings, briefs, legal requests, compromise agreements, and other documents related to legal and collection matters.
- Attend court hearings, conferences, and other legal proceedings when necessary.
- Handle negotiations with borrowers/clients and achieve the approved collection targets for accounts under the Legal Department.
- Draft and file Affidavits and Complaints for BP 22 and Collection of Sum of Money cases, including Small Claims Court proceedings for qualified accounts endorsed by the Collections Team.
- Review dishonored post-dated checks (PDCs), bank return slips, underlying contracts, and supporting documents to determine the legal viability of an account.
- Draft, issue, and ensure proper and documented service of Notices of Dishonor and Demand Letters to support legal action and preserve applicable presumptions under BP 22 and collection cases.
- Monitor the status and progress of all legal cases and regularly update the legal case calendar.
- Maintain an updated master tracker of active collection cases, demand letters, court hearings, payment arrangements, and monthly account payments.
- Coordinate and provide legal assistance to the Collections Department in handling delinquent accounts and collection-related concerns.
- Ensure that collection activities and legal processes comply with applicable laws, regulations, and company policies, including SEC guidelines on unfair debt collection practices and the Data Privacy Act of 2012.
- Coordinate with courts, sheriffs, and other relevant government offices regarding the filing and execution of judgments.
- Assist in the preparation of legal reports, case summaries, management updates, and other documents required by the Legal and Collections Departments.
- Recommend appropriate legal action based on the status, documents, payment history, and recoverability of delinquent accounts.
- Maintain proper and organized records of all legal documents, case files, notices, and court-related documents.
Qualifications
- At least 2 years of relevant experience in legal or collections work.
- Knowledgeable in BP 22, Small Claims, Collection of Sum of Money, and legal procedures.
- Strong negotiation, communication, and organizational skills.
- Willingness to attend hearings and conduct fieldwork as needed.
- Knows how to drive motorcycle M/T or A/T and has a valid driver's license.
- Bachelor’s degree and/or completion of a law-related course; relevant experience is a plus but not required.
- Strong attention to detail and ability to maintain confidentiality.